• Conducted financial and credit analysis across industries to evaluate credit and investment suitability, using financials, market data, and rating agency inputs
• Managed a $75M high-risk debt portfolio, generating $15M annually while ensuring compliance and fiduciary alignment
• Led restructuring of 7 distressed accounts, recovering $23M while managing legal, compliance, and multi-lender groups
• Ensured IFRS9 compliance by provisioning across 40+ accounts and supporting audit readiness
• Presented issuer risk assessments to internal committees and advised on sub-investment grade and unrated securities
• Delivered cross-border credit solutions with 10+ internal teams, unlocking $130M in dividend capacity
• Promoted to Associate Director based on ability to lead complex credit and investment risk conversations, protect institutional positions in distressed scenarios, and drive value recovery
• Promoted to Investment Advisor (Sept 2017–Aug 2021), designing tailored solutions.

• Researched on rights issue worth $20m of a major packaging company; did a cost benefit analysis for expansion planned.
• Conducted research on energy and power sectors of Pakistan and worked on privatization mandate of a 2.7B state-owned enterprise.
• Made financial models of 2 companies forecasting income statement, balance sheet and cash flow statement for next 5 years.