Functional Skills
Acquisition Target Identification
Business Analysis
Business Planning
Commercial Strategy
Corporate Finance
Financial Due Diligence
Financial Modeling
Financial Statement Preparation
Forecasting / Projections
Investment Banking
M&A Transaction Readiness
Private Equity Investing
Qualitative Research
Scenario Planning
Software Skills
Machine Learning
Microsoft Excel
Microsoft PowerPoint
Python
Tableau
Sector Experience
Financial Services
Healthcare
Manufacturing
Real Estate
Travel & Hospitality
Languages
English
Urdu
Countries Worked In
OM PK USNotable Clients
Mariott
Orascom
Oryx Leasing
Experience
M.A. WRIGHT FUND
Finance
Portfolio Manager & Equity Research Analyst - Financials Sector
8/2024 - 5/2025
M.A. Wright Fund is a US$ 2Mio fund focused on investing in small cap US public equities
• Analyzed and supported investment decisions as part of a student-run public equity fund by conducting in-depth financial modeling, industry research, and valuation analysis [primary sector covered: financials]
• Delivered actionable buy/sell recommendations, contributing to outperforming Russell 2000 benchmark by 3% during the period
• Analyzed and supported investment decisions as part of a student-run public equity fund by conducting in-depth financial modeling, industry research, and valuation analysis [primary sector covered: financials]
• Delivered actionable buy/sell recommendations, contributing to outperforming Russell 2000 benchmark by 3% during the period
RICE UNIVERSITY, JONES GRADUATE SCHOOL OF BUSINESS
Operations
Graduate Teaching Assistant
1/2025 - 4/2025
The Jones Graduate School of Business is the business school of Rice University, a top-tier research university based in Houston, Texas.
• Supported instruction and grading for MBA-level Operations Management, covering topics such as supply chain optimization, queuing models, and capacity planning
• Collaborated with faculty to develop case-based content, enhance instructional delivery, facilitate classroom discussions, and lead exam prep sessions for 60+ students; provided one-on-one academic support
• Supported instruction and grading for MBA-level Operations Management, covering topics such as supply chain optimization, queuing models, and capacity planning
• Collaborated with faculty to develop case-based content, enhance instructional delivery, facilitate classroom discussions, and lead exam prep sessions for 60+ students; provided one-on-one academic support
PINK-DETECT INC.
Finance
Finance & Operations Consultant (summer associate)
5/2024 - 8/2024
Pink-Detect is an AI based startup designed to aid in early detection and management of breast tumors.
• Structured and negotiated funding agreements, securing non-dilutive and dilutive funding from multiple institutions to support international expansion
• Conducted due diligence on partnership opportunities across healthcare ecosystems in 3 countries
• Streamlined financial reporting workflows, resulting in a 14% productivity improvement across donor-facing operations
• Structured and negotiated funding agreements, securing non-dilutive and dilutive funding from multiple institutions to support international expansion
• Conducted due diligence on partnership opportunities across healthcare ecosystems in 3 countries
• Streamlined financial reporting workflows, resulting in a 14% productivity improvement across donor-facing operations
AHLI BANK SAOG (Ahli)
Finance
Vice President Corporate & Investment Banking (Senior Relationship Manager)
6/2016 - 5/2023
Ahli is Oman's 4th largest bank, with market capitalization of $1B.
• Managed $1B loans portfolio of corporate & commercial clients, originating and structuring corporate loans across financial services, real estate, tourism, and energy sectors across the GCC, including asset-backed-lending (ABL) and CRE-backed facilities
• Originated, structured and executed $400M+ in credit and M&A transactions, including greenfield/brownfield project financing, capital stack restructuring, and cross-border syndications
• Led a high-performing team, delivering sustained portfolio growth (22% YoY) earning top performer ratings for 4 successive years
• Led annual credit reviews, borrower evaluations, financial covenant reviews, and loan workouts aligned with Basel III guidelines
• Launched a $100M SME lending initiative modeled on public-private financing, inspired by CDFI-style impact underwriting and portfolio de-risking strategies
• Executed cross-selling of deposit, payments, liquidity, trade and digital offerings to corporate clients for maximizing wallet share
• Handled servicing of distress loans and restructured credit facilities worth US$ 200M to improve distress situation
• Served as senior liaison for audit/regulatory reviews, board credit committee presentations, and digital transformation initiative
• Managed $1B loans portfolio of corporate & commercial clients, originating and structuring corporate loans across financial services, real estate, tourism, and energy sectors across the GCC, including asset-backed-lending (ABL) and CRE-backed facilities
• Originated, structured and executed $400M+ in credit and M&A transactions, including greenfield/brownfield project financing, capital stack restructuring, and cross-border syndications
• Led a high-performing team, delivering sustained portfolio growth (22% YoY) earning top performer ratings for 4 successive years
• Led annual credit reviews, borrower evaluations, financial covenant reviews, and loan workouts aligned with Basel III guidelines
• Launched a $100M SME lending initiative modeled on public-private financing, inspired by CDFI-style impact underwriting and portfolio de-risking strategies
• Executed cross-selling of deposit, payments, liquidity, trade and digital offerings to corporate clients for maximizing wallet share
• Handled servicing of distress loans and restructured credit facilities worth US$ 200M to improve distress situation
• Served as senior liaison for audit/regulatory reviews, board credit committee presentations, and digital transformation initiative
HBL
Finance
Relationship Manager, Corporate Banking (Project Finance & Syndication
6/2015 - 6/2016
• Originated & underwrote corporate facilities across energy and infrastructure sectors, incl. a $500M public-private partnership
• Supported commercial real estate transactions by preparing loan memos, analyzing DSCR and collateral coverage, and presenting to senior credit committees.
• Led portfolio reviews and credit memo preparation for internal credit committees and co-lending partners in syndication deals
• Supported commercial real estate transactions by preparing loan memos, analyzing DSCR and collateral coverage, and presenting to senior credit committees.
• Led portfolio reviews and credit memo preparation for internal credit committees and co-lending partners in syndication deals
HSBC
Finance
Relationship Manager Commercial Banking
10/2012 - 10/2014
HSBC is one of the largest banks globally headquartered in the U.K.
• Originated and structured $500M+ in commercial credit facilities for mid-market enterprises in manufacturing and logistics
• Developed customized treasury and loan products in collaboration with Capital Markets and Wealth teams
• Executed relationship strategies that improved retention KPIs by 25% and boosted cross-sell raising deposits by 15%
• Originated and structured $500M+ in commercial credit facilities for mid-market enterprises in manufacturing and logistics
• Developed customized treasury and loan products in collaboration with Capital Markets and Wealth teams
• Executed relationship strategies that improved retention KPIs by 25% and boosted cross-sell raising deposits by 15%
HSBC
Finance
Assistant Manager, Credit Management
7/2009 - 10/2012
• Managed credit underwriting, and loans management of mid-market corporate clients
• Partnered with business and analytics teams to analyze delinquency patterns and develop/ improve collections strategy
• Automated dashboards and predictive analytics to guide credit risk and collections strategy
• Partnered with business and analytics teams to analyze delinquency patterns and develop/ improve collections strategy
• Automated dashboards and predictive analytics to guide credit risk and collections strategy
HSBC
Finance
Credit Trainee (Management Trainee Program)
7/2008 - 6/2009
• Selected into HSBC's competitive 12-month Global Management Trainee Program for formal credit training, with rotations in credit risk, commercial banking, global banking, trade finance, and treasury
• Gained hands-on exposure to credit appraisal frameworks, client onboarding processes, and credit committee protocols
• Drafted credit proposals, financial analyses, and covenant structures for mid-market commercial clients across diverse sectors
• Gained hands-on exposure to credit appraisal frameworks, client onboarding processes, and credit committee protocols
• Drafted credit proposals, financial analyses, and covenant structures for mid-market commercial clients across diverse sectors
CITIBANK N.A.
Finance
Analyst (Summer Intern)
6/2007 - 8/2007
Citibank is one of the largest banks globally headquartered in NYC, NY.
• Facilitated 12% improvement in customer satisfaction score by advocating procedural changes
• Recommended new local products for Citi Gold based on competitive analysis on products offered in the local market
• Facilitated 12% improvement in customer satisfaction score by advocating procedural changes
• Recommended new local products for Citi Gold based on competitive analysis on products offered in the local market